Due diligence & title verification
Before money moves, the title is read at source. A 30-point check across ownership, encumbrance, restrictions, zoning and statutory clearance, each finding graded and validated by independent counsel, returned as a report you can act on.
Who this is for
- Corporates buying land or built assets in Tamil Nadu
- Banks and NBFCs verifying collateral before lending
- Investors and funds confirming clean title pre-deal
- Developers assembling parcels across multiple owners
Scope of work
- Title-chain reconstruction over 30+ years
- 50+ year encumbrance certificate review
- Litigation, lien and attachment search
- Zoning, land-use and statutory clearance checks
What you receive
- A graded risk report, Clear to Critical
- An independent lawyer-validated legal opinion
- A documented list of gaps and missing links
- Clear next steps to close each open finding
Tamil Nadu specialisation
- Read first-hand, not summarised: Encumbrance certificates, patta, chitta, FMB and RERA filings are pulled and parsed at source, so findings rest on the record itself.
- Graded against statute: Every finding is scored Clear to Critical against Tamil Nadu law, CMDA / DTCP norms and TNCDBR 2019, not described in vague terms.
- Validated by counsel: An independent lawyer reviews the title and signs off on marketability, so the opinion carries legal weight, not just an automated flag.
Before money moves, the title is read at source. A 30-point check across ownership, encumbrance, restrictions, zoning and statutory clearance, each finding graded and validated by independent counsel, returned as a report you can act on.
Encumbrances, pending suits and clouded succession rarely show on the face of a deed. Verification reads the full record so a problem is found while it can still be priced, fixed or walked away from.
Our process
- Records pulled: EC, patta, chitta, FMB, RERA TN and tax records gathered at source for the survey and its neighbours.
- Chain reconstructed: Ownership traced deed by deed; gaps, missing links and succession issues identified.
- Findings graded: Each of the 30 checks scored Clear to Critical, with the evidence behind every flag.
- Counsel signs off: An independent lawyer validates marketability and issues the legal opinion.
Frequently asked questions
What is the difference between due diligence and a legal opinion?
Due diligence is the full investigation: title chain, encumbrance, litigation, zoning and statutory checks. The legal opinion is the independent lawyer's conclusion on marketability that sits on top of that diligence. We deliver both together.
How far back do you trace the title?
The ownership chain is reconstructed over 30 or more years, and the encumbrance certificate is reviewed over 50+ years at the Sub-Registrar's office, so older defects and missing links are surfaced.
Do you check zoning and approvals as well as title?
Yes. Land-use under the Master Plan, DTCP / CMDA approval, abutting road width, agricultural conversion and building-plan sanction are part of the 30-point check, since a clean title on unbuildable land is still a risk.
Can you verify collateral for a bank or NBFC?
Yes. Lenders use the verification and legal opinion to confirm clean, marketable title before disbursing, and Property Tracker can monitor the parcel for new encumbrances through the exposure.
What do I get at the end?
A graded risk report, an independent lawyer-validated legal opinion, a documented list of any gaps, and clear next steps to close each open finding before you commit.
Have a parcel or asset to verify?
Send the survey number or address. We run the 30-point check, validate it with counsel and return a graded report.
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